What is the first step to buying a home?

Before you can purchase a home, you’ll need to check your credit score. Potential buyers with good credit scores reassure lenders that they can be trusted to repay the loan.

High scores reflect consistent on-time payments, long-term borrowing experience, and a good mix of credit types (student loans, car loans, credit cards, etc.).

Lenders look at these factors to determine if you qualify for certain kinds of mortgages, so be sure to review your credit history and correct any errors. This will give you a better chance at qualifying for loans with lower interest rates.

Speak to different mortgage lenders to find out what kind of loans you prequalify for before beginning your home search. With this knowledge, you can easily create a budget and start looking for homes within that range.

You may be asking what’s next? You’ve found a home and put an offer in that has been accepted. Well, the next step is to provide your earnest money. You can learn more about what that is  here.

Have more questions? We are here to help. You can reach any member of our team at 574-360-2569 or email at steve.smith@stevesmithteam.com and we will get right back to you.

Five Corner Flats

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Please review the Reservation Agreement before submitting the form bellow.

Fill out the form below to start the reservation process. Once submitted you will receive an email with further instructions on how to submit your $10,000 refundable deposit. Your place in line has been reserved once payment is received.

*A $15.00 non-refundable Bank Fee applies to this transaction.

Five Corners Flats

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